In-store payments

Save 20 %
Why pay more?

Payment terminal for a store or a restaurant.

Thousands of clients switch to us every year

They come for a fair price, they stay because of the service.

40 bn

CZK annual payments volume

6.5k

payment terminals

18k

e-shops

20 years

operation

Save on fees with
our payment terminal

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Contract without obligation and online

  • concluding the contract simply online, no need for a personal meeting or a visit to a bank branch

  • the payment terminal is delivered and activated in a matter of days

  • termination of the contract at any time without charge

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Favorable activation and operation conditions

  • free delivery and activation of the payment terminal 

  • free payment terminal rental for monthly payment volumes above 100 thousand CZK

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Card payment acceptance

  • the payment terminal accepts payments by VISA, Mastercard, Google Pay, Apple Pay

  • it is possible to choose payments in CZK or EUR

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Connection to the cash register system

  • it is possible to connect the payment terminal to the cash register system

  • we also offer the ability to connect to your own cash register solution

N5 Fix

countertop terminal

wall powered
receipt printing
internet connection via cable,
Wi-Fi or SIM

N5 Move

portable terminal

battery powered
receipt printing
internet connection via Wi-Fi or SIM

Pick your plan
and save on fees

Start

6 months
free

for merchants with their first card payments contract

Start detail

Easy

0.98 %

+ 0 CZK

one rate
for all payments,
definitive transaction fee

Easy detail

Profi

from 0.62 %
+ 0.5 Kč

fees with card type differentiation

Profi detail

Custom

custom
fees

for monthly payments volume over 3 mil CZK

Inquire Custom plan

We have fixed rates

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Beware of MIF++ price lists

Most providers offer MIF++ pricing, sometimes called Interchange++. Those are indicative prices. There are differences between the price list and the actual bill for services that are to your detriment.

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Beware of tricks when comparing

When you compare Comgate plans with MIF++ price lists, you have to add 0.1% to the latter ones as a correction of the typical difference between a MIF++ price list and the real billing.

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In Comgate we have fixed rates

What is on the price list is on the bill. Our price lists and documents are public. We provide clients with detailed billing where they can check every value.

Save up to 20% on costs

Monthly payment volume

0 CZK

Annual savings

0 CZK

Transfers to any
bank account are free

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Transfers to an account are free

  • transfers to the client's account at a bank in Czechia or Slovakia are free

  • transfers are carried out every working day

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Save on currency conversion fees

  • we send payments in the currency in which the payment was made, so payments in CZK will be sent to your CZK bank account and payments in EUR will be sent as EUR to your EUR bank account

  • we do not perform currency conversions, so you save on fees

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Automatically D+1

Payments from the terminal that are credited to our bank account on the D-day are transferred to the customer's bank account no later than the next business day, and often on the same business day.

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No need to change the bank

  • transfers to your bank account are free

  • payments will be sent to your existing bank account in Czechia or Slovakia, no need to change the bank

  • SEPA payments in EUR are also free within all EU, EEA and other European countries

Payment terminal inquiry

  • Easy
  • Profi
  • Custom
  • Start

What our clients say

Logo recenze Google

4,6

600+ reviews

Logo recenze Facebook

4,5

170+ reviews

Security first

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VISA and Mastercard
acquiring license

Comgate is a Principal member
of Visa and Mastercard card companies.
As a card acquirer we have unlimited access to all card technologies.

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European payment
institution license

The institution license allows Comgate to offer payment services across the EU with no transaction volume limits while being regulated by the Czech National Bank.

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PCI DSS Level 1
security certificate

The PCI DSS top-level certification is awarded to companies that demonstrate the required level of information systems security and is renewed annually.

Looking for more info?

Take a look at our support portal help.comgate.

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Variable symbol input option

You can add a variable symbol to the payment information, and the payment terminal enters it into the merchant’s system.

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Meal voucher payments

It is possible to pay with a meal voucher on the payment terminal.

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Three ways to set a tip

The tip function can be set up on the payment terminal. There are three settings to choose from:

  1. Input of the total amount spent and then the amount including the tip. In this case, the operator enters the spending amount into the terminal, for example CZK 380, and then the total amount including tip, for example CZK 450.

  2. The second option is for the paying customer to enter the tip on the payment terminal display, where they will have the option of 10%, 15% or 20%.

  3. The other option is similar to the previous one, except that the paying customer will choose between tipping values of 5%, 10% or 15%.

The second or third option can be combined with the first one. This means that even if the tip is selected on the terminal by the paying customer, the operator can manually enter a different tip at the customer's instruction using the procedure in point 1.

Frequently Asked Questions

How do I get a payment terminal?

It’s quick and easy. Just follow the three simple steps... read more

How much does it cost to pay by card?

How much do they charge for a payment terminal? The fee is made up of two parts. The first is a monthly fee for renting the terminal. Depending on the provider, the price can range from CZK 200 to CZK 500 per month … read more

How much is it going to cost me to rent a terminal?

Are you interested in the monthly cost of renting a payment terminal? The monthly fee ranges from CZK 200 to 500, depending on the provider. Most providers calculate the fee based on a particular monthly payment volume. For example, if your monthly turnover exceeds CZK 100,000, there is no charge for renting a payment terminal.

Is it possible to obtain a payment terminal free of charge?

Yes, you can get a payment terminal for free. You have to fulfil a straightforward condition: this must be your first-ever contract on a payment terminal (based on your Company Reg. No., IČO in Czech) .… read more

What payment terminals can I use in the Czech Republic?

Several payment terminal providers are operating in the Czech market. The most important ones include Adyen, Comgate, Česká spořitelna, ČSOB, Dotykačka, Fio Banka, FiskalPRO, Global Payments, KB SmartPay, Moneta Money Bank, Raiffeisenbank, SumUp, Teya, and UniCredit Bank.

Please visit our Frequently Asked Questions page for more useful questions and answers

Do you have any questions? 

We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.

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