Offer in Interchange++ Mode
Interchange Fee
The interchange fee is a charge received by the bank that issued the payment card. The amount of the interchange fee for each type of card is determined in the following documents:
Visa: https://www.visa.co.uk/about-visa/visa-in-europe/fees-and-interchange.html
Mastercard: https://www.mastercard.com/europe/en/regulatory/european-interchange.html
The most common interchange fee values for selected card types:
Visa | consumer debit issued in the EU | 0,20% |
consumer credit issued in the EU | 0,30% | |
business issued in the Czech Republic | 1,60% | |
Mastercard | consumer debit issued in the EU | 0,20% |
consumer credit issued in the EU | 0,30% | |
business issued in the Czech Republic | 1,90% |
Scheme fee
The scheme fee is a charge received by the card network, Visa or Mastercard. A simplified overview of the fees can be found, for example, here.
The table below shows indicative scheme fee values.
Payment Gateway | Payment Terminal | ||
Visa | card issued in the Czech Republic | 0,19% | 0,21% |
card issued in the EU | 0,20% | 0,24% | |
card issued outside the EU | 1,31% | 1,08% | |
Mastercard | card issued in the Czech Republic | 0,22% | 0,23% |
card issued in the EU | 0,36% | 0,35% | |
card issued outside the EU | 1,37% | 1,61% |
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