Payment Gateway Price List

Price list of the ComGate Payments payment gateway valid from September 16, 2022.

Card payments

The service includes payments by VISA or Mastercard, including Google Pay and Apple Pay.

Monthly transaction volume
Monthly transaction volume	up to 2,000 EUR	2,000 - 8,000 EUR	over 8,000 EUR
Consumer debit cards VISA and Mastercard issued in the EU	0,79 % + 0,1 EUR	0,69 % + 0,09 EUR	0,59 % + 0,08 EUR
Other VISA and Mastercard cards issued in the EU	2,27 % + 0,04 EUR	2,17 % + 0,04 EUR	2,07 % + 0,04 EUR
Consumer debit cards VISA a Mastercard issued outside the EU	2,37 % + 0,2 EUR	2,27 % + 0,2 EUR	2,17 % + 0,2 EUR
Other VISA a Mastercard cards issued outside the EU	2,97 % + 0,2 EUR	2,87 % + 0,2 EUR	2,77 % + 0,2 EUR

Comgate rates are complete. In contrast to competitive offers, when prices are often indicative and the actual price charged may be higher. You can find an explanation of the difference in the type of price lists in the article here (CZ).

Bank transfers

Bank account transfers including payment buttons, QR or PSD2 services.

Monthly transaction volume
Monthly transaction volume	up to 2,000 EUR	2,000 - 8,000 EUR	over 8,000 EUR
Bank transfers in the Czech Republic	0,79 % + 2,4 Kč	0,69 % + 2,1 Kč	0,59 % + 1,8 Kč
Bank transfers in Slovakia	1,25 % + 0,2 EUR	1,15 % + 0,2 EUR	1,05 % + 0,2 EUR
Bank transfers in Poland	1,25 % + 0,8 PLN	1,15 % + 0,8 PLN	1,05 % + 0,8 PLN

Deferred payments in the Czech Republic

The buyer defers payment for 14 to 50 days at the expense of the service provider. The seller will receive the full payment immediately, just like with a card payment. The risk of non-payment by the buyer is fully kept by the service provider.

Monthly transaction volume
Monthly transaction volume	up to 2,000 EUR	2,000 - 8,000 EUR	over 8,000 EUR
Twisto, Skip Pay, Platím pak	0,59 % + 0 EUR	0,49 % + 0 EUR	0,39 % + 0 EUR

Three installments payments in the Czech Republic

The buyer makes the first payment in the amount of one third of the purchase when ordering the goods and two more installments in the two following months. The seller will receive the full payment immediately, just like with a card payment. The risk of non-payment by the buyer is fully kept by the service provider.

Monthly transaction volume
Monthly transaction volume	up to 2,000 EUR	2,000 - 8,000 EUR	over 8,000 EUR
Twisto, Skip Pay, Essox	2,09 % + 0 EUR	1,99 % + 0 EUR	1,89 % + 0 EUR

Purchase in installments in the Czech Republic

The buyer pays for the goods in monthly installments. The seller receives the payment immediately, just like with a card payment. The risk of non-payment by the buyer is fully kept by the service provider.


	Percentage	Fixed charge
Cofidis	0,0 %	0 EUR

Payment gateway operation

Monthly transaction volume
Monthly transaction volume	up to 2000 EUR	over 2000 EUR
Monthly fee	6 EUR	0 EUR

The monthly fee for the operation of the payment gateway is charged regardless of the number of e-shops of the client. For clients with payments in EUR, the monthly fee may be charged at EUR 6 instead of CZK 149.

Other fees

Activation	0 EUR
Daily fund transfer	0 EUR
EUR transfers (SEPA payments)	0 EUR
Cancellation	0 EUR
Paying 100% of the amount to the client's account and sending monthly fee invoices (percentage of the transaction)	0,1 %
Return (return of funds to the Payer at the request of the Client)	0,08 EUR
Chargeback (forced return of funds to the Payer based on the Payer's complaint)	40 EUR

The transaction fee is deducted continuously from each payment. A basic rate of 0,79 % + 0,1 EUR is charged during the month. If the monthly volume of transactions exceeds the value of 2,000 EUR, in the statement for the given month, the client is credited with a bonus corresponding to the difference in rates between the basic tariff (up to 2,000 EUR) and the higher tariff according to the actual volume of the client's transactions.

To determine the basic rate, monthly fee and other fees, the volumes of transactions at the payment terminals and at the payment gateway are counted together.

For the purposes of this tariff, VISA and Mastercard consumer cards issued in the EU are exclusively payment cards that are subject to EU regulation - Regulation of the European Parliament and the EU Council 2015/751 on interchange fees for card payment transactions. These cards include all usual debit and credit cards issued to citizens in the Czech Republic and other EU countries. This does not include, for example, meal voucher cards, prepaid payment cards, payment cards issued to entrepreneurs and companies.

For payments in currencies other than EUR, fees will be charged in the relevant currency.

Instead of the €0,20 fee, CZK 5, USD 0,25, GBP 0,20, PLN 1, HUF 70, RON 1, NOK 2,10 and SEK 2 will be charged. Instead of the €0,10 fee, CZK 2,40, USD 0,12, GBP 0,10, PLN 0,48, HUF 34, RON 0,48, NOK 1 and SEK 0,96 will be charged. Instead of a €0,09 fee, you will be charged CZK 2,10, USD 0,11, GBP 0,08, PLN 0,42, HUF 29, RON 0,42, NOK 0,88 and SEK 0,84. 0,08 EUR - 2 CZK, 0,09 USD, 0,07 GBP, 0,36 PLN, 25 HUF, 0,36 RON, 0,76 NOK and 0,72 EUR will be charged instead of the fee 0,04 CZK, 0,05 USD, 0,04 GBP, 0,20 PLN, 14 HUF, 0,20 RON, 0,42 NOK and 0,40 SEK will be charged instead of the fee 0,04 EUR.