Payment Terminals Price List

Payment terminals price list of ComGate Payments, a.s. valid from September 16, 2022.

We run terminals for establishments in the Czech Republic. 

Card payments

The service includes payments by VISA or Mastercard, including Google Pay and Apple Pay.

Monthly transaction volume
	up to 2,000 EUR	2,000 to 8,000 EUR	over 8,000 EUR
Consumer cards VISA and Mastercard issued in the EU	0,79 % + 0,06  EUR	0,69 % + 0,05 EUR	0,59 % + 0,04 EUR
Other cards VISA and Mastercard issued in the EU	2,27 % + 0,04 EUR	2,17 % + 0,04 EUR	2,07 % + 0,04 EUR
Consumer cards VISA and Mastercard issued outside the EU	1,37 % + 0,2 EUR	1,27 % + 0,2 EUR	1,17 % + 0,2 EUR
Other VISA and Mastercard cards issued outside the EU	2,97 % + 0,2 EUR	2,87 % + 0,2 EUR	2,77 % + 0,2 EUR

Comgate rates are complete. In contrast to competitive offers, when prices are often indicative and the actual price charged may be higher. You can find an explanation of the difference in the type of price lists in the article here (CZ).

Meal voucher and benefit cards

Monthly transaction volume
	up to 2,000 EUR	2,000 to 8,000 EUR	over 8,000 EUR
Ticket Restaurant (Edenred), Chèque Déjeuner (Up Česká republika)	1,80 % + 0 EUR	1,70 % + 0 EUR	1,60 % + 0 EUR
Naše stravenka (Lidl)	2,70 % + 0 EUR	2,60 % + 0 EUR	2,50 % + 0 EUR
Benefit Plus	5,20 % + 0 EUR	5,10 % + 0 EUR	5,00 % + 0 EUR
GastroCard (Sodexo), Gusto Karta	Rate according to the contract between the merchant and the operator of the meal voucher system

Lease of one payment terminal

Monthly transaction volume
	up to 2,000 EUR	over 2,000 EUR
Monthly fee	10 EUR	0 EUR

With more than one payment terminal, the rental price is determined so that the total volume of transactions is divided by the number of leased terminals. If the resulting value is higher than 2,000 EUR, terminal rental is free. Otherwise, a fee is charged for each leased terminal.

Other fees

Service activation	0 EUR
Daily money transfers to the client's bank	0 EUR
Transfer fee in EUR (SEPA payments)	0 EUR
Service cancellation	0 EUR
Data tariff SIM's monthly fee	4 EUR
Refund (return of funds to the Payer at the Client's request)	0,08 EUR
Chargeback (forced return of funds to the Payer based on the Payer's complaint)	40 EUR
Purchase of payment terminal (1 piece, without VAT)	249 EUR

The transaction fee is deducted continuously from each payment. A basic rate of 0,79 % + 0,06 EUR is charged during the month. If the monthly volume of transactions exceeds the value of 2,000 EUR, in the statement for the given month, the client is credited with a bonus corresponding to the difference in rates between the basic tariff (up to 2,000 EUR) and the higher tariff according to the actual volume of the client's transactions.

To determine the basic rate, monthly fee and other fees, the volumes of transactions at the payment terminals and at the payment gateway are counted together.

For the purposes of this tariff, VISA and Mastercard consumer cards issued in the EU are exclusively payment cards that are subject to EU regulation - Regulation of the European Parliament and the EU Council 2015/751 on interchange fees for card payment transactions. These cards include all usual debit and credit cards issued to citizens in the Czech Republic and other EU countries. This does not include, for example, meal voucher cards, prepaid payment cards, payment cards issued to entrepreneurs and companies.

In the case of the purchase of a payment terminal, the client does not pay monthly fees for the rental of this terminal. If the monthly volume of transactions at the purchased terminal exceeds 2,000 EUR, the client will be credited with the amount of 10 EUR as a bonus for each such month. For more than one payment terminal, the bonus is credited if the average monthly volume of transactions at purchased terminals is higher than 2,000 EUR. Entitlement to the monthly bonus is valid until the total amount of paid bonuses reaches the purchase price of the terminal without VAT, but no longer than for a period of 24 months from the date of purchase of the terminal.

For payments in currencies other than EUR, the fees will be charged in the respective currency. For a fee of 0,20 EUR will be charged 5 CZK, for a fee of 0,08 EUR will be charged 2 CZK, for a fee of 0,06 EUR will be charged 1,50 CZK, for a fee of 0,05 EUR will be charged 1,20 CZK, for a fee 0,04 EUR will be charged 1 CZK, for a fee of 0,04 EUR will be charged 0,9 CZK.