Online payments pricing

Save up to 20% on costs with Comgate. Choose from our tariffs whether you are a new merchant or have an established business. You can choose depending on whether you prefer the simplicity of the Easy plan, or the fees based on the type of payment card in the Profi plan. For large merchants, we have the Custom plan with a tailor-made solution.

In-store payments pricing

Choose your online payments tariff

Start

for merchants
with the first
card payment contract


For those who have not accepted card payments
in the past

free for
6 months

Easy

no fixed
fees,
flat rate for
all payments


No commitment,
pricing and contract on the web

0.98%
+ 0 CZK

Profi

fees with distinction of card type or other payment method


Suitable for payment volumes above
300k CZK per month

from 0.62%
+ 0.7 CZK

Custom

for volume
of payments above
3 mil. CZK per month


Tailored tariff
for larger merchants

customized
fees

In addition to credit cards, your customers will be able to pay by bank transfer, BNPL, in thirds or in instalments. The payment gateway offers a clear user interface on both desktop and mobile. As a result, you will get more completed payments.

Online payments Start tariff

for merchants with the first card payment contract, free for 6 months

Tariff for new merchants who have not accepted card payments in the past. For the initial six calendar months after signing the contract, card payment fees are free up to 50 thousand CZK per month as well as monthly fees for operating the payment gateway or renting payment terminals. For the volume of card payments above 50 thousand CZK and for other payment methods there is a unified fee of 0.98% + 0 CZK.

All types of cards (consumer, business, EU and non-EU issued)

Visa and Mastercard payment cards including Google Pay and Apple Pay

Payments up to 50,000 CZK per month

free

Payments over 50,000 CZK per month

0.98% + 0 CZK

Bank transfers

In Czechia, Slovakia, Poland

0.98% + 0 CZK

Buy now, pay later

Buy now, pay later – Twisto, Skip Pay, PlatímPak

0.98% + 0 CZK

Pay in three installments – Twisto, Skip Pay, ESSOX

0.98% + 0 CZK

Installment sale – Cofidis, ESSOX, Home Credit

0.98% + 0 CZK

Other fees

Service operation, monthly fee

free

Refund (return of funds at the client's request)

2 CZK

Chargeback (forced return of money based on the payer's complaint)

990 CZK

Gateway activation

free

Daily transfer of payments to the client's bank account

free

Service cancellation

free

Optional services

Processing payments from Booking.com, Expedia, Agoda and other accommodation portals

2.4% + 0 CZK

Processing payments from accommodation portals in Mastercard B2B Travel program

3.0% + 0 CZK

The Start tariff is active for the first six calendar months after the contract is signed. From the seventh month, the client will be activated on the Easy tariff. The Start Tariff is intended exclusively for applicants who have not concluded a contract for the acceptance of payment cards in the past 12 months and have not used the support in the Czechia Pays by Card programme in the past.

The Start tariff is part of the Czechia Pays by Card project, which is an initiative of the Ministry of Industry and Trade of the Czech Republic and the card companies Visa and Mastercard.

Inquire about the Start tariff

  • up to 100k CZK per month
  • 100 to 500k CZK per month
  • 500k to 3 mil. CZK per month
  • above 3 mil. CZK per month

Online payments Easy tariff

one rate for all methods, no fixed fees 0.98% + 0 CZK

The Easy tariff is suitable for most merchants due to its simplicity. It has one rate for all payment methods, whether it's by card, transfer or deferred payment. It is therefore completely predictable in terms of costs. In addition, it does not include a fixed fee.

Visa and Mastercard payment cards including Google Pay and Apple Pay

All card types (consumer, business, issued both in and outside of the EU)

0.98% + 0 CZK

Bank transfers

In Czechia, Slovakia, Poland

0.98% + 0 CZK

Buy now, pay later

Buy now, pay later – Twisto, Skip Pay, PlatímPak

0.98% + 0 CZK

Pay in three installments – Twisto, Skip Pay, ESSOX

0.98% + 0 CZK

Installment sale – Cofidis, ESSOX, Home Credit

0.98% + 0 CZK

Other fees

Monthly service fee. Free of charge for monthly payment volume over 100 thousand CZK. Free for the second and each additional e-shop of the client.

free
or 100 CZK

Refund (return of funds at the client's request)

2 CZK

Chargeback (forced return of money based on the payer's complaint)

990 CZK

Gateway activation

free

Daily transfer of payments to the client's bank account

free

Service cancellation

free

Optional services

Processing payments from Booking.com, Expedia, Agoda and other accommodation portals

2.4% + 0 CZK

Processing payments from accommodation portals in Mastercard B2B Travel program

3.0% + 0 CZK

If the client has a significant volume of payments, i.e. more than 30%, made with non-EU regulated consumer cards, Comgate may change the client's tariff to Profi. The change of tariff can always occur at the beginning of the month. The client will be informed in advance of such a move.

Inquire about the Easy tariff

  • up to 100k CZK per month
  • 100 to 500k CZK per month
  • 500k to 3 mil. CZK per month
  • above 3 mil. CZK per month

Online payments Profi tariff

rates for card payments from 0.62% + 0.7 CZK

In the Profi tariff, the fee rates differ for each payment method. It is therefore suitable for merchants with higher payment volumes who want to have a more detailed overview of the costs of individual payment methods. The advantage over similar-looking competitors' price lists is that the prices are fixed. These are not indicative prices in MIF++ mode.

Payments made with an EU-issued consumer card represent around 95% of all card transactions.

Visa and Mastercard payment cards including Google Pay and Apple Pay

Consumer debit and credit issued in the EU

0.62% + 0.7 CZK

The group of business cards and cards issued outside the EU typically represents around 5% of card payments.
Rates are final, they are not indicative fees in the MIF++ model.

Other payment cards

Business and other cards issued in the EU

1.98% + 0.7 CZK

Consumer debit and credit issued outside the EU

2.89% + 2.90 CZK

Business and other cards issued outside the EU

3.47% + 2.90 CZK

Payments by bank transfer represent up to 20% of all payments, including card payments.

Bank transfers

In Czechia

0.57% + 0 CZK

In Slovakia

0.57% + 0 EUR

In Poland

1.11% + 0 PLN

BNPL and installment payments are popular for purchases of higher value.

Buy now, pay later

Buy now, pay later – Twisto, Skip Pay, PlatímPak

0.39% + 0 CZK

Pay in three installments – Twisto, Skip Pay, ESSOX

1.89% + 0 CZK

Installment sale – Cofidis, ESSOX, Home Credit

0% + 0 CZK

Other fees

Monthly service fee. Free of charge for monthly payment volume over 100 thousand CZK. Free for the second and each additional e-shop of the client.

free
or 100 CZK

Refund (return of funds at the client's request)

2 CZK

Chargeback (forced return of money based on the payer's complaint)

990 CZK

Gateway activation

free

Daily transfer of payments to the client's bank account

free

Service cancellation

free

Optional services

Fee billing once a month instead of the standard

deduction of fees from individual payments

0.1%

Processing payments from Booking.com, Expedia, Agoda and other accommodation portals

2.4% + 0 CZK

Processing payments from accommodation portals in Mastercard B2B Travel program

3.0% + 0 CZK

Inquire about the Profi tariff

  • up to 100k CZK per month
  • 100 to 500k CZK per month
  • 500k to 3 mil. CZK per month
  • above 3 mil. CZK per month

With our payment gateway you get more,
much more

Contract without commitment

  • concluding a contract simply online

  • service up and running in days

  • free activation

  • termination anytime, free of charge

Free transfers daily

  • transfer of payments to the client's bank account is free of charge

  • every working day

  • usually the day after the purchase

  • to a bank in Czechia or Slovakia

Customer support

  • you talk to a person, not a robot

  • on weekdays 8:00–20:00

  • by phone or email

  • self-serviceable support portal available non-stop

Statements to accounting systems

  • data exports in ABO, CSV and PDF

  • comprehensive daily and monthly reports

  • connection to the most commonly used accounting programs

  • automatic exports to accounting

Connecting to platforms

  • connection to more than 100 platforms

  • guides for the biggest e-commerce solutions

  • open-source packages

  • straightforward solutions for individually built e-shops

More completed payments

  • more than 50 payment methods

  • Apple Pay and Google Pay integration

  • restart payments, recurring payments

  • BNPL, pay in three installments, installment sales

For more information about payment gateway features, payment methods, e-shop presentation options and integration, please visit the support portal.

Do you have any questions? 

We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.

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