Online payments
Save up to 20% of your costs with Comgate's payment gateway. In addition to the savings, you get a payment gateway with the widest range of payment methods including card, bank transfer, QR, BNPL, pay in three instalments or instalment sale. As a result, you get more completed payments.
Choose your online payments tariff
Start
for merchants
with the first
card payment contract
For those who have not accepted card payments
in the past
free for 6 months
Easy
suitable for payments volume up to 100k CZK per month
One rate for all payment methods
0.90% + 1 CZK
Profi
suitable for
volume above
100k CZK
per month
Fees by payment method
from 0.65% + 0.7 CZK
Custom
for volume
of payments above
3 mil. CZK per month
Tailored tariff for larger merchants
customized fees
Save up to 20% on costs
You will save significantly when switching to our online and in-store payments. In addition,
you can find out all prices easily on our website. You can choose between several tariffs according to the type of your business.
All features, easy integration and operation
The payment gateway will usually be up and running within the next working day.
More completed payments
More payment methods
Card payments, Apple Pay, Google Pay, bank transfers, QR payments, Twisto, Skip Pay and PlatímPak.
Gateway for expansion
The payment gateway accepts 9 currencies and communicates in 14 languages. Local payment methods like Blik for payments in Poland.
3 instalments or instalment sale
Your customers can use BNPL, payment in three instalments or instalment sale.
Easy integration
We support more than 100 commercial platforms
e. g.: ByznysWeb, Clevero, EasyShop, eBRÁNA, eshop-rychle, ExitShop, FAPI, FastCentrik, oXyShop, Shopify, ShopSystem, Shoptet, Upgates,
Webareal and more than 100 other solutions.
Easy integration of the
open-source platforms
Drupal Commerce, Hika Shop, Jigoshop, Magento, Opencart, PrestaShop, VirtueMart, WooCommerce, WP eCommerce, Zencart or API.
Comfortable operation
Dozens of useful features
Selected features: payment restart, payments on the gateway page or on the e-shop page, responsive design, payment card memorization, customized look, recurring payments, payment link, pre-authorization, refunds, payment expiration settings.
Connection to accounting
Payment statement in ABO (.gpc), CSV or PDF formats. Linking directly to accounting without manual file upload
for Stormware POHODA, ABRA FlexiBee, Money S3, iÚčto.cz.
With our payment gateway you get more,
much more
Contract without commitment
concluding a contract simply online
service up and running in days
free activation
termination anytime, free of charge
Free transfers daily
transfer of payments to the client's bank account is free of charge
every working day
usually the day after the purchase
to a bank in Czechia or Slovakia
Customer support
you talk to a person, not a robot
on weekdays 8:00–20:00
by phone or email
self-serviceable support portal available non-stop
Statements to accounting systems
data exports in ABO, CSV and PDF
comprehensive daily and monthly reports
connection to the most commonly used accounting programs
automatic exports to accounting
Connecting to platforms
connection to more than 100 platforms
guides for the biggest e-commerce solutions
open-source packages
straightforward solutions for individually built e-shops
More completed payments
more than 50 payment methods
Apple Pay and Google Pay integration
restart payments, recurring payments
BNPL, pay in three installments, installment sales
For more information about payment gateway features, payment methods, e-shop presentation options and integration, please visit the support portal.
Join 15 thousand customers
Every year, several thousand traders switch to us. They find better service and savings on fees with us. Join us too.
Security comes first
Visa and Mastercard
principal member
Comgate is a Principal Member of the card associations Visa and Mastercard. As a card processor (acquirer) we have full access to all card technologies.
National bank licence
Payment institution
A Payment Institution Licence means that Comgate is authorised to provide payment services with unlimited transaction volumes throughout the EU and is subject to the supervision of a national bank.
Security certification
PCI DSS Level 1
The highest level of PCI DSS certification is awarded to companies that provide evidence of the required level of information systems security and is renewed annually.
Frequently asked questions
A payment gateway is a system that facilitates payments on the internet. A payment gateway facilitates card payments as standard, but some payment gateways also offer the possibility of payment by bank transfer or BNPL. A payment gateway is a highly secure system, where payment data is protected by means such as 3D secure and payment gateway operators' systems are usually PCI DSS certified. The payment gateways are mainly used by e-shops, but also other companies such as sellers of airline tickets, tickets or insurance products. Payment gateway operators are regulated companies and hold one of the national bank's payment licenses.
A payment gateway is a system that facilitates payments on the internet. The payment process involves 1) the buyer - the payer, 2) the payment gateway operator - a licensed company, and 3) the seller of the goods - usually an e-shop. The buyer instructs the payment gateway by, for example, filling in card details and confirming the payment. The payment gateway verifies the payment and sends a payment message to the seller. Then, usually within the next day, the payment gateway operator sends the funds (payment for the goods or services) to the seller's account. The purpose of the payment gateway is therefore to make secure payments, usually with immediate confirmation of payment.
Payment gateways can be distinguished according to the range of payment methods offered, whether they offer a public price list of services or how fees are charged. In principle, the wider the range of payment methods offered, the greater the chances of completing the payment. Therefore, payment gateways offering card payments, as well as bank transfers, QR payments or BNPL, achieve better conversion results. Some payment gateway operators offer public price lists, others prefer non-public price negotiations. Payment gateway fees are basically divided into fixed or indicative fees in the MIF++ model.
Payment gateway fees typically consist of fees from individual payments and a monthly fee for operating the payment gateway. The monthly operating fee is usually not charged starting from a certain volume of payments. In addition, some providers charge an activation fee or a fee for each single transfer of funds to the merchant's bank account. A common flaw in the price lists of some payment gateway providers is the lack of clarity of the offer. Among the many faults of the offers are: 1) presenting estimated prices according to MIF++ as if they were fixed prices, 2) emphasizing only one component of the transaction fee and suppressing information about other fees, 3) the minimum transaction fee is harder for the general public to calculate. Some providers often resort to the practice of offering a good deal at the beginning of the cooperation and then, after a period of about six months, increasing the price under the pretext of a different than expected average value of payments or a like argument. The choice of a provider that charges fixed fees according to the offer and presents its price lists publicly on the internet offers certainty.
The payment gateway is free for up to six months on our Start plan. During this entire period, you will have a free fee for the operation of the payment gateway, plus fees for card payments up to 50 thousand CZK per month are also free. For card payments over 50 k CZK per month, a fee of 0.9% + 1 CZK will apply. After the end of the first six months, you will be charged the standard Easy tariff fees. The Start tariff is designed for new merchants who have not used card payments in the past. You can find all the above mentioned price tariffs on our website.
Detailed comparisons of payment gateways are offered by a number of providers and several independent comparison sites. These comparisons focus on price conditions, payment methods on the gateway, payment currencies and languages on the payment gateway, technical parameters, options for connection to the platform's e-shop, or other features of the payment gateway or information about the providers. One of the most sought-after payment gateway comparisons can also be found on the Comgate website (CZ).
Do you have any questions?
We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.
