Online payments
Save up to 20% of your costs with Comgate's payment gateway. In addition to the savings, you get a payment gateway with the widest range of payment methods including card, bank transfer, QR, BNPL, pay in three instalments or instalment sale. As a result, you get more completed payments.
Join over 15,000 merchants
Every year, several thousand merchants switch to us. With us, they find a better service and savings on fees. Join us too.
Choose your tariff
Choose your plan based on whether you are starting your business or you are a seasoned merchant, and whether you prefer simplicity or detailed pricing according to your payment type. We transfer funds to any bank account daily and for free. We do not charge cancellation fees.
Start
free for 6 months
A tariff for beginning merchants who have not accepted card payments previously.
Easy
0.9% + 1 CZK
One rate for all payment methods. Cards, bank transfers, BNPL or installments.
Profi
0.65% + 0.7 CZK
Various fees for individual methods. For monthly volume of transactions over 100,000 CZK.
Tariff comparison
A comparison of all the online-payment individual tariffs.
StartA tariff for merchants who have not accepted card payments previously. |
EasyA simple tariff with one single rate for all payment methods. |
ProfiSuitable for merchants who prefer pricing by payment method. |
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Visa and Mastercard payment cards including Google Pay and Apple Pay |
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debit and credit consumer cards issued in the EU | free transactions up to 50,000 CZK per month for 6 months, then according to the Easy tariff | 0.9% + 1 CZK | 0.65% + 0.7 CZK | ||
business and other cards issued in the EU | 1.95% + 0.7 CZK | ||||
debit and credit consumer cards issued outside the EU | 2.55% + 3 CZK | ||||
business and other cards issued outside the EU | 3.20% + 3 CZK | ||||
Bank transfers | |||||
Czechia |
0.9% + 1 CZK |
0.9% + 1 CZK |
0.65% + 0 CZK |
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Slovakia |
0.39% + 0.15 EUR |
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Poland |
0.99% + 0.5 PLN |
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Buy now, pay later and installment sale | |||||
Buy now, pay later – Twisto, Skip Pay, PlatímPak |
0.9% + 1 CZK |
0.9% + 1 CZK |
0.39% + 0 CZK |
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Pay in three installments – Twisto, Skip Pay, ESSOX |
1.89% + 0 CZK |
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Installments for up to 12 months – Cofidis, ESSOX |
0% + 0 CZK |
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Other fees | |||||
Gateway operation, monthly fee |
free for 6 months, then |
free or 100 CZK Free for monthly payment volume over 100 000 CZK. Free for the second and each additional client's e-shop. |
free or 200 CZKFree for monthly payment volume over 100 000 CZK. Free for the second and each additional client's e-shop. |
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Gateway activation |
free |
free | free | ||
Daily transfer of payments to the client's bank account |
free |
free | free | ||
Contract cancellation |
free |
free | free | ||
Refundreturn of funds at the client's request |
2 CZK |
2 CZK | 2 CZK | ||
Optional service of invoicing fees once a month instead of standard deduction of fees from individual paymentsThe Client can choose not to have transaction fees automatically deducted from regular daily payments, the full amount of transactions will always be transferred to the Client. Once a month, an invoice will be issued for all payments in the previous month. |
0.1% | 0.1% | 0.1% | ||
Chargebackforced return of money based on the payer's complaint |
990 CZK |
990 CZK | 990 CZK | ||
Tariff lists | Start (pdf) | Easy (pdf) | Profi (pdf) |
If the client has a significant volume of payments, i.e. more than 30%, with other than consumer cards issued in the EU, Comgate can change the client's tariff from Easy to Profi. The monthly fee for the operation remains from the Easy tariff. The tariff can be changed at the beginning of the month. The client will be informed about such change in advance.
Save up to 20%
on costs
You will save significantly when switching to our online and in-store payments. In addition,
you can find out all prices easily on our website. You can choose between several tariffs according to the type of your business.
Do you have any questions?
We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.
All features, simple implementation and operation
Multiple payment methods
Card payments, Apple Pay, Google Pay, bank transfers, QR payments, Twisto payments, Skip Pay and PlatímPak. You can accept 9 currencies and communicates in 14 languages.
Payment restart feature
A buyer who, for example, makes a mistake in entering the card number, gets another option to pay by card, bank transfer or in installments.
In thirds or installments
Twisto, Skip Pay, Cofidis.
We support over 100 commercial platforms
For example: ByznysWeb, Clevero, EasyShop, eBRÁNA, eshop-rychle, ExitShop, FAPI, FastCentrik, Shopify, ShopSystem, Shoptet, UPGates, Webareal and 100 other solutions.
Easy integration open source platforms
We support linking to Drupal Commerce, Hika Shop, Jigoshop, Magento, Opencart, PrestaShop, VirtueMart, WooCommerce, WP eCommerce, Zencart, or API linking.
Dozens of useful features
Selected features: payment restart, payments on the gateway page or in the eshop, responsive design, payment card memorization, customized design, recurring payments, payment link, pre‑authorization, refunds, payment expiration settings.
Connection to accounting
Payment statements in ABO (.gpc), CSV or PDF format. Connection directly to accounting without the need to manually upload files for Stormware POHODA, ABRA FlexiBee, Money S3, iÚčto.cz.
Frequently asked questions
Online payments allow online shops to accept payments by card and other payment methods (e.g. Google Pay, Apple Pay, QR code payments, bank transfers, deferred payments or payments in installments).
When using this tool the eshop owner has only one contract signed and one service activated, they do not need to sign many contracts with individual card companies, banks, providers of deferred payments and installment sales.
Another advantage online payments is its well-thought-out payment navigation system, which brings a higher number of completed payments to the shop.
It is usually integrated into most e-commerce platforms, can generate data for accounting systems and are secured by strict PCI DSS standards.
Online payments allow customers to pay online using various payment methods (card payment, Google Pay, Apple Pay, QR code payment, bank transfer, BNPL or in installments). As well as technically securing the payment process, providers also transfer funds from customers to the merchants' bank accounts.
It is usually easily integrated into various e‑commerce platforms, they also generate reports and logs that can be exported to accounting softwares.
When choosing a provider, we recommend focusing on several topics: 1) their selection of payment methods and the way they are presented in order to increase the rate of payment completion, 2) their price, i.e. the cost of completed transaction for the online shop, 3) if you plan to expand abroad, also consider the languages in which the payment gateway communicates and the number of currencies in which it is possible to make payments.
Take into consideration the way the provider communicates. The one who presents the price of the services transparently (a full price list, contract documentation on their website, etc.), is more trustworthy than the one who only provides such information on request.
Some merchants consider other aspects of the operation as important: 1) whether the provider sends payments to any online shop bank account automatically, daily and without additional fees, 2) whether they offer complete overviews of payments and fees in their client’s portal, 3) whether convenient exports of payment and fee data to accounting are offered.
Customer support is also important, preferably in the form of an online self-service portal as well as email and phone support in the local language.
A payment using a QR code is a very popular online payment method. A payment gateway generates a QR code of the order for the customer. The customer launches their bank's mobile application, selects a new payment and then chooses to pay using a QR code. After scanning the QR code, the payment data is loaded into the bank application. The customer confirms the payment and pays. A QR payment is easier than a card payment, because it does not require filling card data and the entire payment process takes place in a mobile banking application.
Do you have any questions?
We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.