Online payments

Save up to 20% of your costs with Comgate's payment gateway. In addition to the savings, you get a payment gateway with the widest range of payment methods including card, bank transfer, QR, BNPL, pay in three instalments or instalment sale. As a result, you get more completed payments.

Choose your online payments tariff

Start

for merchants
with the first
card payment contract


For those who have not accepted card payments
in the past

free for
6 months

Easy

no fixed
fees,
flat rate for
all payments


Final
transaction
fee

0.98%
+ 0 CZK

Profi

fees with distinction of card type or other payment method


Suitable for payment volumes above
300k CZK per month

from 0.62%
+ 0.7 CZK

Custom

for volume
of payments above
3 mil. CZK per month


Tailored tariff
for larger merchants

customized
fees

In addition to credit cards, your customers will be able to pay by bank transfer, BNPL, in thirds or in instalments. The payment gateway offers a clear user interface on both desktop and mobile. As a result, you will get more completed payments.

Compare how much you save

With the Easy tariff, you always know how much it will cost you to operate the payment gateway and how much you will save compared to our competitors. The Easy tariff doesn't have a fixed fee, so it doesn't matter if you receive payments from a few customers or several thousands a month. You still only pay 0.98%.

Monthly payments volume
Fee with the Easy tariff
Compare the costs of the Easy tariff with your current bill

Most payment methods

More completed payments on the payment gateway.

Payments by card
Mastercard, Visa, Google Pay, Apple Pay

Bank transfers
Instant payment confirmation

QR payments
Instant payment confirmation

Deferred payments
Twisto, Skip Pay, PlatímPak

Payment in three instalments
Twisto, Skip Pay, ESSOX

Instalment sale
Cofidis Pay, Home Credit, ESSOX

Payment gateway inquiry

  • Easy
  • Profi
  • Custom
  • Start

With our payment gateway you get more,
much more

Contract without commitment

  • concluding a contract simply online

  • service up and running in days

  • free activation

  • termination anytime, free of charge

Free transfers daily

  • transfer of payments to the client's bank account is free of charge

  • every working day

  • usually the day after the purchase

  • to a bank in Czechia or Slovakia

Customer support

  • you talk to a person, not a robot

  • on weekdays 8:00–20:00

  • by phone or email

  • self-serviceable support portal available non-stop

Statements to accounting systems

  • data exports in ABO, CSV and PDF

  • comprehensive daily and monthly reports

  • connection to the most commonly used accounting programs

  • automatic exports to accounting

Connecting to platforms

  • connection to more than 100 platforms

  • guides for the biggest e-commerce solutions

  • open-source packages

  • straightforward solutions for individually built e-shops

More completed payments

  • more than 50 payment methods

  • Apple Pay and Google Pay integration

  • restart payments, recurring payments

  • BNPL, pay in three installments, installment sales

Payment methods

✅ Visa and Mastercard card payments
✅ Apple Pay, Google Pay
✅ Bank transfers
✅ QR payments
✅ Buy now, pay later

Features

✅ Responsive design
✅ Customizable appearance
✅ Saved card details
✅ Recurring payments
✅ Payment link

Connectivity and more

✅ Integration with e-shop platforms
✅ Connection to accounting software
✅ Export statements in CSV, ABO and PDF
✅ API documentation
✅ Easy settings in Client portal

For more information about payment gateway features, payment methods, e-shop presentation options and integration, please visit the support portal.

Join 15 thousand customers

Every year, several thousand traders switch to us. They find better service and savings on fees with us. Join us too.

What our clients
say about us?

4,6

500+ reviews

4,5

170+ reviews

What our clients say about us?

4,6

500+ reviews

4,5

170+ reviews

Security comes first

Comgate is a processor of card data and makes online payments as part of its services. It is a direct member of the card companies VISA and Mastercard, is licensed by a national bank as a Payment Institution and holds a PCI DSS Level 1 security certificate.

Visa and Mastercard
Principal Member

Comgate is Principal Member of the card associations Visa and Mastercard. As a card processor (acquirer) we have full access to all card technologies and we can provide better service.

National bank licence
Payment institution

Comgate is authorised to provide payment services with unlimited transaction volumes throughout the EU and is subject to the supervision of a national bank.

Security certification
PCI DSS Level 1

The highest level of PCI DSS certification is awarded to companies that provide evidence of the required level of information systems security and is renewed annually.

Frequently asked questions

What is a payment gateway?

A payment gateway is a system that facilitates payments on the internet. A payment gateway facilitates card payments as standard, but some payment gateways also offer the possibility of payment by bank transfer or BNPL. A payment gateway is a highly secure system, where payment data is protected by means such as 3D secure and payment gateway operators' systems are usually PCI DSS certified. The payment gateways are mainly used by e-shops, but also other companies such as sellers of airline tickets, tickets or insurance products. Payment gateway operators are regulated companies and hold one of the national bank's payment licenses.

How does online payment work?

A payment gateway is a system that facilitates payments on the internet. The payment process involves 1) the buyer - the payer, 2) the payment gateway operator - a licensed company, and 3) the seller of the goods - usually an e-shop. The buyer instructs the payment gateway by, for example, filling in card details and confirming the payment. The payment gateway verifies the payment and sends a payment message to the seller. Then, usually within the next day, the payment gateway operator sends the funds (payment for the goods or services) to the seller's account. The purpose of the payment gateway is therefore to make secure payments, usually with immediate confirmation of payment.

What payment gateways are there?

Payment gateways can be distinguished according to the range of payment methods offered, whether they offer a public price list of services or how fees are charged. In principle, the wider the range of payment methods offered, the greater the chances of completing the payment. Therefore, payment gateways offering card payments, as well as bank transfers, QR payments or BNPL, achieve better conversion results. Some payment gateway operators offer public price lists, others prefer non-public price negotiations. Payment gateway fees are basically divided into fixed or indicative fees in the MIF++ model.

Frequently asked questions payment gateway
How much does a payment gateway cost?

Payment gateway fees typically consist of fees from individual payments and a monthly fee for operating the payment gateway. The monthly operating fee is usually not charged starting from a certain volume of payments. In addition, some providers charge an activation fee or a fee for each single transfer of funds to the merchant's bank account. A common flaw in the price lists of some payment gateway providers is the lack of clarity of the offer. Among the many faults of the offers are: 1) presenting estimated prices according to MIF++ as if they were fixed prices, 2) emphasizing only one component of the transaction fee and suppressing information about other fees, 3) the minimum transaction fee is harder for the general public to calculate. Some providers often resort to the practice of offering a good deal at the beginning of the cooperation and then, after a period of about six months, increasing the price under the pretext of a different than expected average value of payments or a like argument. The choice of a provider that charges fixed fees according to the offer and presents its price lists publicly on the internet offers certainty.

Can I have a payment gateway for free?

The payment gateway is free for up to six months on our Start plan. During this entire period, you will have a free fee for the operation of the payment gateway, plus fees for card payments up to 50 thousand CZK per month are also free. For card payments over 50 k CZK per month, a fee of 0.98% + 0 CZK will apply. After the end of the first six months, you will be charged the standard Easy tariff fees. The Start tariff is designed for new merchants who have not used card payments in the past. You can find all the above mentioned price tariffs on our website.

Do you have any questions? 

We are available online weekdays from 8:00 to 20:00. Your questions will be answered as fast as possible.

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